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Cleveland Hard Money Loans for Real Estate Investors

Veteran-owned Ohio hard money. Send us the deal and Tony reviews it personally, usually within one business day.

Cleveland moves fast, and the investors who win here move faster. HomeFund Ohio is a private hard money lender built by investors, for investors, funding fix-and-flip and BRRRR projects across Cuyahoga County. We move fast and can close in as little as 10 days so you do not lose a deal to a cash buyer.

We lend up to 70% of after-repair value (ARV) on non-owner-occupied, business-purpose deals, typically $50,000 to $500,000, funding both purchase and rehab. Low-doc and straightforward: send the deal and Tony King reviews it personally, usually within one business day, with a clear term sheet and no junk fees.

Cleveland is one of the deepest fix-and-flip and BRRRR markets in the Midwest, with affordable entry prices and steady rental demand in Old Brooklyn, West Park, Detroit-Shoreway, Slavic Village, Lakewood, and Parma. We underwrite to the deal, not a rigid checklist.

Submit Your Deal for Fast Review

Please provide the property location for our review.

Experience Level
How fast can you close in Cleveland?

Once we have the purchase contract, rehab scope, and an ARV basis, simple deals can close in about 10 days.

What kinds of properties do you fund?

Non-owner-occupied 1 to 4 unit residential and small multifamily for fix-and-flip or BRRRR. Business-purpose loans only.

Do I need perfect credit?

No. We are low-doc and focus on the deal: purchase price, rehab scope, and ARV.

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